All articles by Ode Management

You Are What You Think

February 28th 2014

Working in telecommunications, you engage with people on a very personal level. Your business is connecting people around the world, whether it’s for their business or for their relationships.

In this day and age we place a great deal of importance on split second connectivity, we want to send an email and we want to send it NOW. We want to call our partners & we want to do it NOW. So there is no angry customer quite like an angry telco customer.

3 Steps To Better Focus

February 28th 2014

What makes a high performer? Why do some people achieve greatness and others get left floundering behind?

The Death Of Credit Card Points

February 26th 2014

The core problem with credit cards today for consumers is that they are fundamentally designed to encourage spending, in order to generate revenue for card companies and issuing banks. While debit cards are marginally better for consumers on an interest rate perspective, the lack of visibility on spend and overdraft fees means that in the US the average consumer pays $225.00 in fees per year[4] on a debit card/checking account – that includes all those “free” checking accounts, which are anything but!

It's Now Easy Being Green

February 26th 2014

Nature is valuable. But figuring out how valuable has been challenging. By some measures, the services that nature provides business and society — clean water, food and metals, natural defense from storms and floods, and much more — are worth many trillions of dollars. But that number is not helpful to companies trying to assess how dependent they are on natural resources, or how to value them as business inputs.

Your 5 Step Business Reset

February 24th 2014

Ok, we’re one month into the new year, how are you going? Not quite where you were hoping to be? More often than not, one month into the new year our resolutions are long forgotten. So here’s a short business reset to get you back on the straight and narrow and hurtling toward a brighter business future.

Find Your Purpose

February 24th 2014

I genuinely believe my accident was a blessing for me.

I know that sounds crazy, how could an event that nearly killed me and left me down some limbs be a blessing?

What Makes Us Happy At Work?

February 24th 2014

Do you know why the vast majority of people leave their jobs? Many of you will be thinking money or perhaps long hours, or perhaps boredom. But none of these valid reasons play as big a part in driving someone from their job as a sense of not being valued.

Kenya Will Surpass The US In Financial Inclusion

February 4th 2014

I was in India a few weeks ago speaking to the Reserve Bank and most of the primary Retail Banks about the impact of mobile and social media on the industry there. .

Enshrined in the banking culture and in bank regulations is the perceived 1:1 relationship between branches and Financial Inclusion. This is not unheard of in developed economies either, but in India it is so much a part of the culture that no one has rethought this paradigm in a very long time. The assumption simply is that if India wants inclusion, it needs more branches.

India has just 110 branches per million persons, compared with the USA which has more than 300 branches per million persons, and Spain which has an incredible 900 branches per million persons, with the next nearest in the EU being Italy with 650/mm.

In most developed economies the CAGR of aggregate number of bank branches is -2% to -4% annually these days, and is trending towards a steeper decline. Some economies like Australia have been slow to start this decline, but a normalized range of branch density for most developed economies probably is around 100-150 branches per million.

I know this in itself will generate much debate, but bear with me here.

The Largest Risk Investors Are Ignoring

February 4th 2014

The world over we hear experts talking about the need for green, but none quite like Andrew Winston, who looks at the financial gains to be made by turning ‘green’ to gold! In this article Andrew outlines the biggest dangers threatening to rattle the financial industry for good.

The Big Pivot

Doing Business in a Hotter, Scarcer, More Open World.

In a unique and entertaining way, Winston describes how companies can go beyond merely coping with mega challenges like climate change and resource constraints and actually contribute to the redesign of our economic system.

The BIG Priority In Investment Banking

February 3rd 2014

Neural Latency Intellisense

Investment banking as a sector looks to have a much more positive outlook this year than in previous years. The year will see the implementation of a lot of the regulatory changes formulated since the crisis hit, and a marketplace that is starting to settle into the new normal, whatever that is.

Driving Human Innovation In Banking

February 1st 2014

Drive Innovation In Banking

How increasing humanity in the financial sector is key

I was recently fortunate enough to be speaking at the Business Banking Innovation awards hosted by Australian Financial Publications and what struck me was how innovative the big four banks, traditionally portrayed as slow moving, actually are.

Agility - The New Competitive Advantage

February 1st 2014

Agility - the new competitive advantage in peak performance.

As we kick off the new year the pace and ferocity of the finance industry really picks up.

Clients become more stressed and demanding and their exhaustion and frustration is pointed directly at you.

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