Hero image

Chris Skinner

The world-renowned strategist and best-selling author who specializes in the future of business, technology, and finance to deliver powerful keynotes with lightning-rod insights.

Showreel thumbnail image

Chris Skinner is a world-renowned strategist who specializes in the future of business, technology, and finance. Author of more than twenty best-selling titles from Digital Bank to Digital Human, he is famed for delivering powerful keynote speeches and moderating and chairing with lightning-rod insights. His experiences range from everything to do with banking, fintech, technology, and the future, with a specific focus on how cloud computing, mobile and networking, artificial intelligence and machine learning, central bank digital currencies and cryptocurrencies, and related changes are shaping the future of our world. 

Chris is not a showman. He’s a knowman. Steeped in the industries of business, technology and finance, he has the future of these industries in his DNA. Why? Well, years ago, someone told Chris to tell them something that they don’t know. This went to Chris’s heart as the only thing we don’t know is the future. Having said that, he’s not a futurist. He calls himself a commercial strategist and defines this as someone who looks to the future to see how to create a strategy for tomorrow to make more money.

But it’s not all about money. As a mature father, Chris also wants to create a secure future and one that is good for his kids. This is why his challenge to you today is: how can we use technology and finance to make money and make the world a better place? Chris has the answers, which is why businesses around the world rely on his insights.

more testimonials +

Watch me...

Chris Skinners Digital for Good Book Launch
Kids creating the future bank Chris Skinner TEDxAthens
Fintech expert Chris Skinner countries need digital transformation to remain competitive
The Past, Present And Future Of Banking, Finance And Technology
Intelligent Money (2024)

Intelligent Money (2024)

Our future is where we do not think about money, as our money thinks for us.

WHO cares about the money of the future? WHY should I care about the money of the future? These questions, and more, are addressed in depth in Intelligent Money. As money becomes digital, it will revolutionise everything. By 2030, digital money will make money personal, individualise currency and its usage, make it secure, enable it to grow automatically to meet our personal goals, manage risk automatically and make life simpler and easier for all. The most critical aspect of this book is HOW money will become intelligent, both digitally and artificially. 

The bottom line is that money will soon be embedded, intelligent, invisible and everywhere. It’s a whole new world.

Digital For Good

Digital For Good

Digital for Good explores the utilization of technology and finance for societal and planetary betterment. It investigates the role of banking in climate change, the use of FinTech to address inequality and inclusion, and the impact of cryptocurrencies. This collaborative work features insights from global experts, such as Discovery Bank's Adrian Gore and Monzo Bank's Tom Blomfield. It presents a comprehensive, global perspective on the intersection of finance and technology and its influence on our world, with the underlying message that businesses must have purpose to succeed.

Doing Digital: Lessons from Leaders

Doing Digital: Lessons from Leaders

There has been lots of discussion of digital and open banking, banking-as-a-service, banking platforms, FinTech and TechFin and more, over the past decade. This all indicates that we are in a decade of rapid cycle change that presents huge challenges and huge opportunities. Billion-dollar unicorns appear rapidly, whilst internet giants achieve global domination. How are banks dealing with these changes and are any banks showing leadership? Well yes, a few are. With all the gloom merchants saying that traditional banking is doomed, a few banks have made radical moves to adapt and survive.

Chris Skinner, a world-leading commentator on banking and technology, has selected five of those banks―JPMorgan Chase (USA), BBVA and ING (Europe), and DBS and CMB (Asia)―to share their experiences. In detailed interviews, and with wide-ranging commentary, he has discovered the secrets of how not just adapt and survive, but how to thrive in this sea change of finance and technology.

Learn the lessons of the leaders, and learn how to become a successful digital bank, by Doing Digital.

Digital Human: The Fourth Revolution of Humanity Includes Everyone

Digital Human: The Fourth Revolution of Humanity Includes Everyone

We live in the fourth age of humanity.

The first phase was becoming human. The second was becoming civilised, when we created money. The third was becoming commercial, when we created banks. In this fourth age of humanity, we have turned ourselves into Digital Humans.

Technology is changing the way we talk, trade and transact. We are now interfacing with technology whenever we do business, make friends, and go about our lives. What does this mean for business, banking, society and government? What does this mean for you?

Digital Human explores the transformations that are sweeping through all spheres of life: the domination of global digital giants; the advent of new financial structures (FinTech); the disruption brought about by Bitcoin; the rise of robots; and the fall of banks.

The book also gives the first in-depth English case-study of Ant Financial and Alipay, the largest payments processing company in the world. Soon, not only will everyone on the planet be connected digitally, they can be raised out of poverty through inclusion.

We are living through the age of creating the next generation of humanity. What does the future hold?

ValueWeb

ValueWeb

The Internet of Things is all about machines trading with machines. Your fridge orders groceries; your car, fuel; your television, entertainment; and so on. However, machines cannot trade with machines if it’s expensive and slow. Would you really want your TV to order the next season of Game of Thrones, if the payment took ten days and cost $25 or more to process? Unfortunately with the four-pillar card scheme model and the SWIFT counterparty bank system, that is the problem we face today. As a result, we need an Internet of Value to work with the Internet of Things. The Internet of Value, or ValueWeb for short, allows machines to trade with machines and people with people, anywhere on this planet in real-time and for free. Using a combination of technologies from mobile devices and the bitcoin blockchain, fintech firms are building the ValueWeb. The question then is what this means for financial institutions, governments and citizens? This book provides the answers.

Digital Bank: Strategies to launch or become a digital bank

Digital Bank: Strategies to launch or become a digital bank

Digital Bank tracks the innovations in banking and how the mobile internet is changing the dynamics of consumer and corporate relationships with their banks. The implication is that banks must become digitised, and that is a challenge as becoming a Digital Bank demands new services focused upon 21st-century technologies. Digital Bank not only includes extensive guidance and background on the digital revolution in banking, but also in-depth analysis of the activities of incumbent banks such as Barclays in the UK and mBank in Poland, as well as new start-ups such as Metro Bank and disruptive new models of banking such as FIDOR Bank in Germany. Add on to these a comprehensive sprinkling of completely new models of finance, such as Zopa and Bitcoin, and you can see that this book is a must-have for anyone involved in the future of business, commerce and banking.

The Future of Banking In a Globalised World

The Future of Banking In a Globalised World

The world of banking is changing dramatically as a result of regulation, technology and society. New developments in the past three years include advances in regulatory change, the impact of China and India; from the latest technologies to impact bank services, to the latest experiments with a cashless society.The Future of Banking in a Globalised World provides an entertaining yet informative look at the world of banking and chronicles the radical changes that have occurred in the industry over the past three years.  Renowned analyst and international speaker, Chris Skinner assesses the trends that have occurred during the past three years and looks at predictions for the future of banking.

Issues discussed include:

The impact of emerging markets such as China and IndiaRegulatory changes including Europe’s Financial Services Action Plan, MiFID, SEPA, as well as the impact of Basel II and Sarbanes-OxleyThe latest technologies to impact Bank services from algorithmic trading through Web 2.0The displacement of Cash and Cards through Contactless, Mobile and Biometric Payments

The Future of Finance after SEPA

The Future of Finance after SEPA

SEPA was created by Europe’s banks in 2002 in response to regulations and plans drawn up by the European Commission from a meeting in Lisbon at the turn of the millennium. Consequently, SEPA has been assisted by new legislation, the PSD, which was agreed in 2007. The implementation of SEPA takes place in 2008 within the banking industry, with full operation in 2010, and will be a massive change to not just banking, but all aspects of finance and financial services across Europe and the globe.This is because the vision for SEPA is that, by 2010, all euro payments are treated in the same way as domestic payments. In other words, European citizens and corporations enjoy a transparent market where there is no difference in charges for payments between Rome, Madrid, Paris and Munich. As a result, citizens, governments and corporations will have full access to finance transparently across 15 countries today and potentially 31 tomorrow. A United States of Europe, fuelled by fully integrated financing, will be different to the fragmented Europe of the past.

This book reviews the key implications and challenges of SEPA and the PSD across the European landscape, and the likely outcomes of SEPA for 2010 and beyond. The main themes that emerge are that many of Europe’s leading providers of payments infrastructures, which are often bankowned, will disappear and new payments providers and structures will emerge. Some of these will be evolutions and some will be revolutions. In addition, there will be major impacts upon those banks that cannot provide euro-services competitively in this new geographically competitive environment. The winners will reap major rewards, but there will be far more losers who will be merged or acquired.

The Future of Investing in Europe’s Markets after MiFID

The Future of Investing in Europe’s Markets after MiFID

The Markets in Financial Instruments Directive (MiFID) is the biggest change programme Europe’s capital markets have ever attempted. It takes all the protection away from Europe’s Stock Exchanges and forces investment banks, brokers and dealers to guarantee best execution. The organisational, process and technology changes demanded by the MiFID are massive.

In order to understand these challenges, industry commentator Chris Skinner has gathered the views of Europe’s leading figures in the MiFID community to discuss its implications. From an introduction from the European Business School and European Commission, through the views of leaders in the key constituencies of MiFID Connect and the MiFID Joint Working Group, through to organisations supporting the markets such as Reuters and SWIFT, this book provides a 360-degree perspective of the world of investing in Europe’s markets after the MiFID implementation.

Anyone who has anything to do with dealing, trading and investing in European equities and instruments will find this book an essential guide to the markets now and into the future. With this book as their guide, readers will understand:

  • The key MiFID business issues
  • How to implement the directive
  • How it will affect the markets once it comes into force
Go To Top