Why do we need virtual banks? Is this just another barrage of buzzwords the banks are using in the hope of gaining some positive media coverage and a few speaking engagements? Or is there something of value in a virtual bank for consumers?
Cloud isn't new, and its impact around the world is only just starting. Scott Bales look at how Cloud will shape 2020.
The virtual bank licenses in Singapore are a vital step forward for the banking industry globally. Scott Bales looks at why these licenses are key to changes in banking.
The underlying technology of Bitcoin is Blockchain, and in theory has amazing potential to transform entire industries. Futurist Scott Bales looks at where Blockchain is heading in 2020
Change is imperative, yet many organizations’ transformation initiatives meet numerous setbacks, failures or delays. Conversely, those that succeed are eventually confronted with the reality that they are not advancing as desired. At best, these transformations put the organizations on par with newer and more agile rivals. As the pace of change accelerates, organizations must find strategies for enhancing growth. This creates the need to establish agility and digital capacities to effectively compete with other organizations in a hyper-competitive environment.
Scott Bales is a global leader in the cutting edge arena known as “The Digital Shift”, encompassing innovation, culture, design, technology and mobility in a world gone digital. A thought leader through and through, Scott thrives on the intersection between cultural and behavioural changes in the face of technology innovations. In this video Scott details five global factors that have influenced industry performance in 2019.
Property on the blockchain? Smart contracts and bitcoin-like management of decentralised property ownership is coming. And that's just the start.
Although consumer demand has driven the widespread adoption of online real estate listings, the mechanisms and processes of real estate have gone largely unchanged for decades - or longer.
That's all starting to change.
Scott Bales is a leading tech innovator. This video-clip covers one of the ideas at the heart behind Scott's newest book Innovation Wars: Unlocking the Secrets of Corporate Innovation.
How do banks and financial services break through the 'fear barrier' to design innovative products and services... and survive?
To respond to the ever growing demand amongst my clients, I'm launching my new book Innovation Wars, with the pre-orders starting on May 2nd. After the success of my previous book Mobile Ready, I've chosen to partner with Publishizer to build the support to produce an amazing innovation tool. You can pre-order the book here.
Innovation is full of surprises, that might scare you.
Over the past decade I’ve seen my fair share of attempts at innovation. Everything from incremental enhancements, through to bold attempts at disruptive innovation. One thing stands true, innovation is full of surprises that NO company ever prepared for. And often, scares the c#$% out of them. The key to getting 'ideas' right is to make sure you really understand who you are innovating for by getting out amongst your consumers.
One of the most abused words for the past few years is innovation. Ever since the likes of Apple or Netflix revolutionized their respective industries, you hear entrepreneurs telling themselves and others they also want to “innovate” and hopefully grow as large as these global brands. A good friend of mine recently borrowed Dan Ariely’s quote from Big Data to describe innovation:
In the ever-growing world of smartphones and smartphone users, one thing has become fairly clear: We all love our own phone, but we hate yours. A self indulgent view of life amongst mobile & social technologies.
Mobile life has become the norm, but it doesn’t mean we all have equal ideas about it.
There is no doubt that strategies around mobile banking are in the top five priorities for any financial institution. Even with this focus, many bankers have a difficult time making the paradigm shift that is required to build a great mobile banking application.
2014 is upon us, a year that is already showing signs of being a devastatingly successful year for the transformation towards digital nativity… so what do I see the year bringing to the world of culture, behaviour and technology.
Scott is a visionary and banking innovator who, as Movenbank's Chief Mobile Officer is poised to disrupt the banking services industry with a mobile-centric offering unlike any other. In this fascinating piece Scott explores what our physical money actually means and how we can expect this to change in the not so distant future.
Some say that it makes the world go round, others call it the root of all evil. But what exactly is money? Why do we need it? And where did it come from?